Products
Travel & Expatriate Insurance
Embarking on overseas journeys should be filled with excitement and unforgettable experiences, not worries and uncertainties. Cumberland Travel Insurance program is specifically designed to provide you with the peace of mind and security you deserve during your travels. Not only does it satisfy the visa criteria set by foreign embassies, but it also offers comprehensive coverage, ensuring you’re fully protected every step of the way:
Medical Expenses: Unforeseen illnesses, injuries, or accidents can happen while you’re abroad. We cover the expenses incurred during such situations, ensuring that you receive the necessary medical care without the added financial burden.
Repatriation: In case you require medical evacuation or repatriation, we guarantee that you receive the proper assistance and support.
Luggage Loss: Losing your luggage, personal possessions, or money can be a major setback during your trip. With our travel insurance, you can rest easy knowing that if such unfortunate incidents occur, you will be reimbursed for your financial loss, allowing you to continue your journey without unnecessary stress.
Plans & Benefits
You can benefit from two options in Individuals Travel Plan for Lebanese in case of Hospitalization due to sudden illness or accident.: Option One Plan (Limit USD 20,000.-) & Option Two Plan (Limit USD 50,000.-)
Option One Plan (Limit USD 20,000.-): Hospitalization due to sudden illness or accident.
Option Two Plan (Limit USD 50,000.-): Hospitalization due to sudden illness or accident.
• Transport or repatriation in case of illness or accident.
• Emergency dental care.
• Repatriation of family member travelling with the insured.
• Repatriation of mortal remains.
• Escort of dependent child.
• Travel of one immediate family member.
• Emergency return home following death of a close family member.
• Delivery of medicines.
• Relay of urgent messages.
• Long distance medical information service.
• Medical referral/appointment of local medical specialist.
• Connection services.
• Advance of bail bond.
• Loss of credit card.
• Trip cancellation.
• Delayed departure.
• Compensation for in-flight loss of checked-in baggage.
• Location & forwarding of baggage & personal effects.
• Medical hospitalization due to sudden illness or accident.
• Transport or repatriation in case of illness or accident.
• Excluding winter & /or summer hazardous sports.
• Covid 19 is covered for ages 75 years & below.
Inbound Plan (Without Covid-19 Coverage):
• Medical Hospitalization due to sudden illness or accident.
• Emergency medical evacuation.
• Emergency dental care.
• Repatriation of mortal remains to the country of residence.
• Travel of one immediate family member – round trip.
• Return of dependent child – one way.
• Dispatch of a specialized physician.
• Extension of journey due to illness or accident.
• Compensation of In-Flight loss of Checked-IN baggage.
• Compensation for delay in arrival of baggage.
• Missing air connection.
• Delayed departure.
• Trip cancellation.
Inbound Plan (With Covid-19 Coverage):
• Medical hospitalization due to sudden illness or accident.
• Covid-19 Sub-Limit for medical hospitalization.
• Transport or repatriation to a properly equipped medical facility in case of illness or accident.
• Repatriation of mortal remains to the country of residence.
For foreign workers in Lebanon, having the right insurance coverage is not just a choice, it’s a mandatory requirement set by the Lebanese Ministry of Labor. That’s why Cumberland is proud to offer our essential Expatriate Insurance program, designed to meet the specific needs of foreign workers and ensure their well-being and financial protection.
Our policy provides comprehensive coverage across crucial areas, giving you peace of mind and security throughout your stay in Lebanon:
1. Medical Expenses: We understand that unexpected health issues can arise, and our insurance encompasses the medical costs incurred during hospitalization. With Cumberland Expatriate Insurance, you can rest assured knowing that your health needs will be taken care of, allowing you to focus on your work.
2. Death and Repatriation Fees: In unfortunate circumstances resulting in death, our policy offers coverage for repatriation expenses.
3. Personal Accident: Accidents can happen, and in the event of partial or total disablement, our policy offers coverage for related expenses.